A power of attorney is a legal document that lets you name someone you trust to make decisions for you. In Ontario there are two kinds, and they do very different jobs.
Power of Attorney for Personal Care
This covers decisions about your health care, where you live, your diet, hygiene and safety. It only takes effect if you become mentally unable to make those decisions yourself.
Power of Attorney for Property
This covers your finances: paying bills, managing bank accounts and investments, and dealing with real estate. Depending on how it’s written, it can take effect right away or only if you become incapable.
Why both matter
Without them, your family may need to apply to court, or deal with the Office of the Public Guardian and Trustee, before they can help you. That can be slow, stressful and expensive. Putting both in place now keeps the choice in your hands.